Major in Finance and Banking

A Bachelor of Science in Business Administration degree (BSBA) with a major in Finance and Banking consists of 24 hours in addition to the College of Business core courses required for the BSBA degree. Nine hours come from the structured finance and banking core, six hours come from Elective Set 1 and nine hours come from Elective Set 2.

CORE - Required (9 s.h.)

• FIN 3690   Financial Management
• FIN 3790   Banking and Financial Markets
• FIN 3890   Survey of Investments FP

ELECTIVE SET 1 (6 s.h.)

• FIN 4580   Financial Planning FP
• FIN 4610   Commercial Bank Management
• FIN 4660   Financial Decision Making and Stmt Analysis
• FIN 4750   International Business Finance
• FIN 4620   Investment Management I*

ELECTIVE SET 2 (9 s.h.)

• FIN 3071   Principles of Risk Mgt & Insurance FP
• FIN 3780   Estate Planning FP
• FIN 3880   Retirement and Employee Benefit Planning FP
• FIN 3850   Real Estate Principles and Practices
• FIN 3900   Internship**
• FIN 4622   Investment Management II*
• FIN 4710   Issues in Bank Management
• ACC 3100   Intermediate Accounting I
• ACC 3110   Intermediate Accounting II
• ACC 3200   Cost Accounting
• ACC 3580   Individual Income Tax FP
• ECO 3020   Macroeconomic Analysis

Total hours for BSBA with a major in finance and banking is 24 s.h.

FP Certificate in Financial Planning - Courses with FP listed in are the recommended courses for students who wish to pursue a career in financial planning. In addition, the completion of these courses with a minimum grade of C- in each course will qualify students to apply to sit for the Certified Financial Planner (CFP®) certification exam.

Certified Financial Planner Board of Standards Inc. owns the marks CFP®, CERTIFIED FINANCIAL PLANNER", and CFP (with flame logo)®, which it awards to individuals who successfully complete initial and ongoing certification requirements.

Appalachian State University does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER", and CFP (with flame logo)® certification marks. CFP certification is granted only by Certified Financial Planner Board of Standards to those persons who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met its ethics, experience, and examination requirements.

* FIN 4620 and FIN 4622 is a two-course sequence. Students taking FIN 4620 must take FIN 4622 immediately after FIN 4620. Student will earn grades and credit for both classes upon completion of FIN 4622. Students are admitted into FIN 4620 and FIN 4622 by permission of instructor only.

** FIN 3900 Internship is a 6 or 9 semester hour course, but only 3 of these semester hours may apply to meeting the requirements for the major.

Risk Management and Insurance

A Bachelor of Science in Business Administration (BSBA) with a major in risk management and insurance consists of 24 hours in addition to the College of Business core courses required for the BSBA degree. The course requirements for the risk management and insurance major are: nine hours from the structured risk management and insurance core, nine hours from the sub-area, and six hours of electives from College of Business courses numbered 3000 or above.

Core

• FIN 3071   Principles of Risk Mgt and Insurance
• FIN 3072   Personal Insurance
• FIN 3073   Commercial Insurance
• FIN 3690   Financial Management
• FIN 4570   Risk Management

Sub-area

• ACC 3580   Individual Income Taxation
• FIN 3890   Survey of Investments
• FIN 3900   Internship
• FIN 4580   Financial Planning
• LAW 3960   Insurance Law
• MKT 3052   Professional Selling

Plus College of Business 3000 level electives:

Risk management and insurance majors can use electives to pursure the certificate in financial planning and/or double major. If an internship (6 s.h.) is elected, three hours will count in the sub-area and three here.

Total 6 s.h.

Total hours for BSBA with a major in risk management and insurance is 24 s.h.

Financial Planning Certificate

Appalachian State University is a registered program with Certified Financial Planner Board of Standards Inc. (CFP Board) in Denver, Colorado. The Department of Finance, Banking and Insurance offers a curriculum that covers the knowledge base needed to succeed in the field of personal financial planning as determined by Certified Financial Planner Board of Standards.

At ASU, the course requirements to apply for the CFP® Certification Examination consist of six courses:

• FIN 3071 - Principles of Risk Management & Insurance
• FIN 3780 - Estate Planning
• FIN 3880 - Retirement and Employee Benefit Planning
• FIN 3890 - Survey of Investments
• ACC 3580 - Individual Income Tax
• FIN 4580 - Financial Planning

These classes are offered through a degree program (BSBA – Finance) and a certificate program in financial planning. Currently, classes meet only at the Walker College of Business in Boone, North Carolina. Successful completion of the either program, with a C- or better in each course, will make a student eligible to apply for the CFP® Certification Examination.

The CFP® certification is an internationally recognized mark of distinction and is a symbol of the highest level of professionalism in the field of Financial Planning. CFP® certification is granted by Certified Financial Planner Board of Standards Inc. In order to be a CFP® certificant a student must pass the CFP® Certification Examination, complete three to five years of work experience in a financial planning field, and comply with CFP Board's Code of Ethics and Professional Responsibility.

CFP Board can not predetermine whether individuals will meet certain requirements, but will offer counsel to individuals seeking guidance about the education, bachelor's degree or experience requirements.